Shared Appreciation Mortgage (SAM) is a mortgage in which a borrower receives a below-market interest rate in return for which the lender (or another investor such as a family member or other partner) receives a portion of the future appreciation in the value of the property. May also apply to mortgage where the borrowers shares the monthly principal and interest payments with another party in exchange for part of the appreciation.
Barry Goldsmith
| APA | Barry Goldsmith. (2010). Shared Appreciation Mortgage (SAM). Retrieved September 22, 2026, from http://smartdefine.org/shared_appreciation_mortgage_(sam)/definitions/1163432 |
| Chicago | Barry Goldsmith. 2010. "Shared Appreciation Mortgage (SAM)" http://smartdefine.org/shared_appreciation_mortgage_(sam)/definitions/1163432 (accessed September 22, 2026). |
| Harvard | Barry Goldsmith 2010, Shared Appreciation Mortgage (SAM), Smart Define, viewed 22 September, 2026, <http://smartdefine.org/shared_appreciation_mortgage_(sam)/definitions/1163432>. |
| MLA | Barry Goldsmith. "Shared Appreciation Mortgage (SAM)" 21 October 2010. Web. 22 September 2026. <http://smartdefine.org/shared_appreciation_mortgage_(sam)/definitions/1163432> |