| favored(safe, unaffected, protected, resistant, invulnerable) |
| financially unsound(adjective, characteristic, quality, finance, banking) |
| fluctuating(unstable, unsettled, variable, capricious) |
| free(safe, unaffected, protected, resistant, exemption) |
| half-baked(careless, silly, foolish, stupid, fantastic) |
| hasty(adjective, wild, foolish, casual, thoughtless) |
| headstrong(adjective, careless, bold, rash, reckless) |
| hectic(adjective, rash, reckless) |
| hesitant(adjective, irresolute) |
| hopeless(adjective, unreliable, insecure, treacherous, incalculable) |
| idle |
| ill-judged(adjective, careless, foolish, thoughtless, rash) |
| imbecilic(adjective, foolish, stupid, impractical, half-baked) |
| improvident(adjective, careless, foolish, casual, thoughtless) |
| inconsiderate(adjective, careless, wild, foolish, casual) |
| ineffective(adjective, weak, careless, feeble) |
| insipid(adjective, irresolute) |
| irregular(unstable, unsettled, variable, capricious, fluctuating) |
| lackadaisical(adjective, casual, happy-go-lucky, slapdash) |
| lawless |