account analysis is an analysis performed to determine the profitability of each demand account to the bank. The analysis may also be used to determine the profitability of a group of demand accounts with the same owner. Account analysis is normally performed by the bank, but can be done by anyone in the depositor's organization provided sufficient information is available. The analysis identifies the net earnings based on the average daily ledger balance less reserved requirements and float. The net earnings can then be compared with the various activity service charges based on the volume of transactions and the per item price of the services.
Barry Goldsmith
| APA | Barry Goldsmith. (2010). account analysis. Retrieved September 24, 2026, from http://smartdefine.org/account_analysis/definitions/1146984 |
| Chicago | Barry Goldsmith. 2010. "account analysis" http://smartdefine.org/account_analysis/definitions/1146984 (accessed September 24, 2026). |
| Harvard | Barry Goldsmith 2010, account analysis, Smart Define, viewed 24 September, 2026, <http://smartdefine.org/account_analysis/definitions/1146984>. |
| MLA | Barry Goldsmith. "account analysis" 21 October 2010. Web. 24 September 2026. <http://smartdefine.org/account_analysis/definitions/1146984> |