BEARS means Bonds Enabling Annual Retirement Savings.
Barry Goldsmith
| APA | Barry Goldsmith. (2010). bears. Retrieved September 21, 2026, from http://smartdefine.org/bears/definitions/1148504 |
| Chicago | Barry Goldsmith. 2010. "bears" http://smartdefine.org/bears/definitions/1148504 (accessed September 21, 2026). |
| Harvard | Barry Goldsmith 2010, bears, Smart Define, viewed 21 September, 2026, <http://smartdefine.org/bears/definitions/1148504>. |
| MLA | Barry Goldsmith. "bears" 21 October 2010. Web. 21 September 2026. <http://smartdefine.org/bears/definitions/1148504> |