What is the meaning of consumer reporting agency (or bureau)?

consumer reporting agency (or bureau) is an organization that prepares reports that are used by lenders to determine a potential borrower's credit history. The agency obtains data for these reports from a credit repository as well as from other sources.

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APABarry Goldsmith. (2010). consumer reporting agency (or bureau). Retrieved September 28, 2026, from http://smartdefine.org/consumer_reporting_agency_(or_bureau)/definitions/1150613
ChicagoBarry Goldsmith. 2010. "consumer reporting agency (or bureau)" http://smartdefine.org/consumer_reporting_agency_(or_bureau)/definitions/1150613 (accessed September 28, 2026).
HarvardBarry Goldsmith 2010, consumer reporting agency (or bureau), Smart Define, viewed 28 September, 2026, <http://smartdefine.org/consumer_reporting_agency_(or_bureau)/definitions/1150613>.
MLABarry Goldsmith. "consumer reporting agency (or bureau)" 21 October 2010. Web. 28 September 2026. <http://smartdefine.org/consumer_reporting_agency_(or_bureau)/definitions/1150613>