Principal, Interest, Taxes, Heating and half of Condo Fees, if applicable. Otherwise known as your "shelter expenses". This is a basic component of the ratios used to determine whether or not you qualify.
Barry Goldsmith
| APA | Barry Goldsmith. (2010). pith. Retrieved September 20, 2026, from http://smartdefine.org/pith/definitions/1160611 |
| Chicago | Barry Goldsmith. 2010. "pith" http://smartdefine.org/pith/definitions/1160611 (accessed September 20, 2026). |
| Harvard | Barry Goldsmith 2010, pith, Smart Define, viewed 20 September, 2026, <http://smartdefine.org/pith/definitions/1160611>. |
| MLA | Barry Goldsmith. "pith" 21 October 2010. Web. 20 September 2026. <http://smartdefine.org/pith/definitions/1160611> |