What is the meaning of stripped mortgage-backed securities?

Subtopics: SMBS, SMBSs 

Mortgage pass-through securities in which the cash flow from the underlying mortgages is separated. All principal is diverted into securities that pay only principal back to the investors, while all interest is diverted into securities that pay only interest. The interest-only (IO) and principal-only (PO) securities are used as hedging tools to provide greater stability for mortgage portfolios during periods of fluctuating interest rates.

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APABarry Goldsmith. (2010). stripped mortgage-backed securities. Retrieved September 29, 2026, from http://smartdefine.org/stripped_mortgage-backed_securities/definitions/1164388
ChicagoBarry Goldsmith. 2010. "stripped mortgage-backed securities" http://smartdefine.org/stripped_mortgage-backed_securities/definitions/1164388 (accessed September 29, 2026).
HarvardBarry Goldsmith 2010, stripped mortgage-backed securities, Smart Define, viewed 29 September, 2026, <http://smartdefine.org/stripped_mortgage-backed_securities/definitions/1164388>.
MLABarry Goldsmith. "stripped mortgage-backed securities" 21 October 2010. Web. 29 September 2026. <http://smartdefine.org/stripped_mortgage-backed_securities/definitions/1164388>